NSW Renters: Bond Refunds & Claims Explained

If you're a renter in New South Wales, understanding your rights regarding bond refunds and claims is crucial. The rental bond acts as security for landlords, but when your tenancy ends, you have the right to get it back, provided you meet your lease obligations. This article aims to unravel the complexities of bond refunds and claims, ensuring you're well-informed and prepared.

Your Rights to a Bond Refund

Under the Residential Tenancies Act 2010, tenants have the right to receive their bond money back at the end of the tenancy, minus any legitimate deductions. These deductions may include rent arrears, damages, or cleaning required to return the property to its original condition as specified in the initial condition report.

Steps to Request a Bond Refund

  1. At the end of your tenancy, complete the online Rental Bond Claim form, available from the NSW Fair Trading website.
  2. Submit the form online, ensuring all details match those lodged initially.
  3. If agreed by both parties, the bond is usually processed within a few business days.

Contesting a Bond Claim

If your landlord makes a claim against your bond, they must provide evidence for any deductions. If you disagree with a deduction, you can contest it. A contested claim can be escalated to the NSW Civil and Administrative Tribunal (NCAT) for resolution.

Tip: Always keep copies of your lease agreement, the condition report, and any correspondence with your landlord. These documents can be vital in disputes.

Filing a Dispute with NCAT

  1. Step 1: Gather Documentation
    • Collect all relevant documents, including condition reports and communication with your landlord.
  2. Step 2: Lodge an Application
  3. Step 3: Attend the Hearing
    • Present your case clearly and provide supporting evidence at the scheduled hearing.

Bond Interest

In NSW, the Rental Bond Board holds the bond and any interest accrued is used to fund various tenancy advisory services. Though you don't receive the interest directly, these funds support tenants' rights and resources in the state.

  1. What happens if my landlord doesn't agree to release the bond?

    If your landlord doesn't agree to release the bond, you can seek assistance from NSW Fair Trading or apply to NCAT for a hearing.

  2. Can I claim my bond back without my landlord's approval?

    You can submit a claim for the bond refund unilaterally via the NSW Rental Bonds Online system. If the landlord does not dispute, the bond will be released to you after 14 days.

  3. How do I know if my landlord made a bond claim?

    You'll receive a notice from NSW Fair Trading if your landlord makes a claim against your bond. You will have the opportunity to dispute it.

  4. Do I need to hire a lawyer for NCAT hearings?

    While legal representation isn't necessary, it can be helpful. NCAT is designed to be accessible to individuals without legal representation.

  5. When is my bond considered non-refundable?

    The bond may be non-refundable if there are unpaid rent, damages, or cleaning costs beyond normal wear and tear.

  1. How to file a bond claim dispute in New South Wales
    1. Step 1: Download and complete the form

      Obtain the Tenancy and Property Application Form from the NCAT website.

    2. Step 2: Submit your application

      File your application online, providing all required documentation.

    3. Step 3: Prepare for your hearing

      Gather all evidence and documents needed for your hearing, which NCAT will consider in making its determination.

Ensure your final property inspection report is accurate and agreed upon at the start and end of your lease to protect your bond.

Need Help? Resources for Renters

If you require assistance with your bond refund or have other tenancy issues, the following resources can help:


Understanding your rights and responsibilities concerning bond refunds in New South Wales can significantly impact your rental experience. Remember to maintain documentation throughout your tenancy and promptly address any issues that arise with your landlord. If disputes occur, know that resources are available to support you.

Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Australia

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.